Planning Ahead

Preplanning a funeral is the logical extension to forming a will. It makes both emotional and financial sense becoming an important part of your estate and financial planning portfolio.

Experience has proved to us that completing a funeral plan provides a sense of emotional relief and peace of mind to many people. It ensures your wishes are documented and avoids any confusion and difficult decisions for grieving family members in a stressful time.

It’s simple too. You can even pre-arrange your funeral without payment. Although prepaying your investment is placed securely into a Capital guaranteed funeral bond assuring to meet future funeral expensive and may provide social security benefits.

Within Tasmania, Funeral Directors are regulated by the Prepaid Funerals act 2004 which contains a number of important provisions requiring funeral businesses to provide customers certain information before they enter an agreement. The Act also requires money paid to a funeral business be placed into a registered funeral benefit fund and specifies how money paid in advance for a prepaid funeral is to be managed by the funeral business.

The key features of our funeral plan are:

  • Your investment is capital guaranteed.
  • There are no medical restrictions.
  • You can invest into the product in joint names.
  • It can help maximise social security entitlements.
  • It provides investors with competitive returns whilst protecting the security of your investment.
  • Payments into the product can be in one lump sum or by way of regular instalments.

 

For a small, once-only charge, arrangements can also be made to include a travel protection plan within your product which will allow for repatriation of the deceased from anywhere in Australia should this be necessary.

To prepare a funeral plan is simple. Our consultant can meet with you at your home or at any of our offices. We’ll discuss your funeral arrangements and the options that best suit you and your family.